If you have changes in your family structure, you should review all your benefits.
When you gain a family member (e.g. marriage, birth, adoption, etc.), you can typically add the new family member to your benefit plans within 30 days of adding the individual to your family. You may also have the chance to enroll in or change your benefits at this time.
If you lose a family member (e.g. divorce, death, child meets certain age limits), you must take action to remove the person from your benefits. This does not occur automatically.
When you have a family change, you should contact your human resources office as soon as possible to take action. Most benefit plans have a 30-day window to add the new family member to your plans, or to make changes to your existing coverage.