If you get divorced and you cover your ex-spouse and ex-spouse’s child(ren) on your benefit plans, you need to remove them. Submit an application within 30 days of your divorce.

If you get divorced and you are covered by your ex-spouse’s benefit plans, you may be able to enroll in some benefits through the UW System. Submit an application within 30 days of your Loss of Other Coverage.

UW-Shared Services, Service Operations will send a continuation notice to your ex-spouse at his or her last known address. If your ex-spouse’s address has changed, notify your human resources office so the continuation notice is mailed to the correct address. Your ex-spouse can contact UW-Shared Services, Service Operations at serviceoperations@uwss.wisconsin.edu or (888) 298-0141 (7:45-4:30 p.m. Monday-Friday) if they do not receive the notice.

Reminder: Notify your institution of any changes in your name, address, emergency contacts and/or marital status.

Click on the benefits below to see your options. Visit the Forms & Resources Page for plan applications, forms, and brochures.

Coverage for your ex-spouse and step-children ends at the end of the month in which your divorce is final. Or at the end of the month in which a continuation notice is provided to the ex-spouse, whichever is later.

Your ex-spouse (and/or their covered children) may continue coverage for up to 36 months by submitting a continuation notice and application to the Department of Employee Trust Funds (ETF). This must be done within 60 days of the coverage end date or the receipt of a continuation notice, whichever is later.

If you and your children were covered by your ex-spouse’s health insurance and lost that coverage due to divorce, you may enroll in the UW System State Group Health Insurance program. This must be done within 30 days of losing your comparable coverage due to your divorce. See Loss of Other Coverage for more information.

Coverage for your ex-spouse (and/or their covered children) ends at the end of the month in which your divorce is final. Or at the end of the month in which a continuation notice is provided to the ex-spouse, whichever is later.

Your ex-spouse (and/or their covered children) may continue coverage for up to 36 months by submitting a continuation notice and application. This must be done within 60 days of the coverage end date or receipt of a continuation notice, whichever is later.

Coverage for your ex-spouse (and/or their covered children) ends at the end of the month in which your divorce is final. Or at the end of the month in which a continuation notice is provided to the ex-spouse, whichever is later.

Your ex-spouse (and/or their covered children) may continue coverage for up to 36 months by submitting a continuation notice and application. This must be done within 60 days of the coverage end date or receipt of a continuation notice, whichever is later.

Coverage for your ex-spouse (and/or their covered children) ends on the date your divorce is final.

If you have Spouse and Dependent coverage, and your ex-spouse (and/or their covered children) were your last eligible dependents, submit an application to cancel Spouse and Dependent coverage within 30 days of your divorce.

Your ex-spouse (and/or their covered children) may convert coverage to an individual whole life insurance policy. To do so, submit a conversion application to Securian within 31 days of the coverage end date. Your ex-spouse can contact UW-Shared Services, Service Operations at serviceoperations@uwss.wisconsin.edu or (888) 298-0141 (7:45-4:30 p.m. Monday-Friday) for a conversion application.

Review your beneficiary designation and update, if necessary.

Coverage for your ex-spouse (and/or their covered children) ends on the date your divorce is final.

If enrolled in Spouse/Domestic Partner coverage, submit an application to cancel coverage within 30 days of your divorce.

If enrolled in Child coverage, and your ex-spouse's covered children are your last eligible children, submit an application to cancel Child coverage. This must be done within 30 days of your divorce. This can be done via the same application with which you remove your ex-spouse.

Your ex-spouse (and/or their covered children) may convert coverage to an individual whole life insurance policy. To do so, submit a conversion application to Securian within 31 days of the coverage end date. Your ex-spouse can contact UW-Shared Services, Service Operations at serviceoperations@uwss.wisconsin.edu or (888) 298-0141 (7:45-4:30 p.m. Monday-Friday) for a conversion application.

Review your beneficiary designation and update, if necessary.

This plan only offers employee coverage and is not affected by divorce. Review your beneficiary designation and update, if necessary.

This plan only offers employee coverage and is not affected by divorce. Review your beneficiary designation and update, if necessary.

Coverage for your ex-spouse (and/or their covered children) ends on the date your divorce is final.

If you have Family coverage, and your ex-spouse (and/or their covered children) were your last eligible dependents, submit an application to change to Employee Only Coverage.

Your ex-spouse (and/or their covered children) may convert coverage to an individual policy. To do so, contact Zurich American Insurance Company at 1-800-834-1959 (reference UW System Policy # GTU-8364005) within 60 days of the coverage end date. Your ex-spouse can contact UW-Shared Services, Service Operations at serviceoperations@uwss.wisconsin.edu or (888) 298-0141 (7:45-4:30 p.m. Monday-Friday) for a conversion form.

Review your beneficiary designation and update, if necessary.

Coverage for your ex-spouse (and/or their covered children) ends at the end of the month in which your divorce is final. Or at the end of the month in which a continuation notice is provided to the ex-spouse, whichever is later.

Your ex-spouse (and/or their covered children) may continue coverage for up to 36 months by submitting a continuation notice and application. This must be done within 60 days of the coverage end date or receipt of a continuation notice, whichever is later.

This plan only offers employee coverage and is not affected by divorce.

You may take the following actions within 30 days of the date of your divorce. Action must be consistent with the qualifying event.

  • Enroll in a Health Care FSA or increase your contribution if you lost coverage under your ex-spouse's plan
  • Enroll in a Dependent Day Care Account or increase your contribution to accommodate newly-eligible dependent if you lost coverage under your ex-spouse's Dependent Day Care FSA
  • Decrease your Health Care FSA contribution since your ex-spouse lost eligibility
  • Decrease your Dependent Day Care FSA contribution if your dependent resides with your ex-spouse

Submit a 2020 FSA and HSA Contribution Change Form pdf  within 30 days of your divorce to your human resources office to enroll in or change your election. If you enroll, coverage is effective on the first of the month on or following your divorce.

Your HSA may be included in your divorce settlement. You may make changes to your per paycheck contributions at any time. Review your beneficiary designation and update, if necessary.

Your WRS account can be included in your divorce settlement if the court issues a Qualified Domestic Relations Order (QDRO) directing the Department of Employee Trust Funds to divide your account and your creditable service (up to 50%). For more information, see How Divorce Can Affect Your WRS Account. Review your beneficiary designation and update, if necessary.

Your TSA account can be included in your divorce settlement if the court issues a Qualified Domestic Relations Order (QDRO) that is acceptable to your TSA investment provider. You can enroll in or make changes at any time. Review your beneficiary designation(s) and update, if necessary.

Your Wisconsin Deferred Compensation account can be included in your divorce settlement if the court issues a Qualified Domestic Relations Order (QDRO) that is acceptable to WDC. You can enroll in or make changes at any time. Review your beneficiary designation and update, if necessary.

Review your tax withholding exemptions and update, if necessary.

Beneficiary Designations

Remember to review and update your beneficiary designations when you have a life event to make sure that your benefits are paid according to your wishes. Benefit plans that have beneficiary designations include life insurance plans, retirement plans and the health savings account.

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Every effort has been made to ensure this information is current and correct. Information on this page does not guarantee enrollment, benefits and/or the ability to make changes to your benefits.

Updated: 04/13/2020