If you are ending employment due to permanent layoff, you must take action to continue or convert your benefits.

The below summary documents outline what happens to your benefits and leave at termination of employment due to layoff. Click the link for the situation that applies to you to learn more.

*Employees first covered by the Wisconsin Retirement System (WRS) on or after July 1, 2011, must have five years of WRS creditable service to be vested. Employees covered by the WRS prior to July 1, 2011, are immediately vested.

Protective WRS category (for example, law enforcement and fire fighters): If you are younger than 50 years old and not vested, review How Layoff Impacts Your Benefits If Not Eligible to Retire (UWS 41) pdf . If you are at least 50 years old and vested, review How Layoff Impacts Your Benefits If Eligible to Retire (UWS 42) pdf .

Additional Resources

Beneficiary Designations

Remember to review and update your beneficiary designations when you have a life event to make sure that your benefits are paid according to your wishes. Benefit plans that have beneficiary designations include life insurance plans, retirement plans and the health savings account.

For more information review the Beneficiary Information web page.

Every effort has been made to ensure this information is current and correct. Information on this page does not guarantee enrollment, benefits and/or the ability to make changes to your benefits.

Updated: 09/18/2021