When you enroll in benefit, you typically must stay enrolled for the entire plan year. This means that you cannot make changes to your benefits mid-year. However, there are certain life events (also known as qualifying status changes), defined by the IRS, that may allow you to make changes to your benefits mid-year. Some examples are birth or adoption of a child, marriage, retirement and termination of employment.
When you have a qualifying life event, you generally have 30 days from the date of the event to make your changes. If you miss this 30 day window, your next opportunity to make a change is the Annual Benefits Enrollment (ABE) period. ABE typically occurs in October. The effective date for most changes made during ABE is January 1st.
Contact your institution benefits contact within 30 days from the date of your qualifying life event if you want to make changes to your benefits.
Life events consist of employment changes and family changes.
Every effort has been made to ensure this information is current and correct. Information on this page does not guarantee enrollment, benefits and/or the ability to make changes to your benefits.