When you enroll in benefits, you typically must stay enrolled for the entire plan year. This means that you cannot make changes to your benefits mid-year unless you have a qualifying life event, as defined by the IRS. Some examples of qualifying life events are employment changes (such as a change to your employment category or appointment percentage), and family changes (such as birth/adoption, marriage/divorce).
When you have a qualifying life event, you generally have 30 days from the date of the event to make your changes. If you miss this 30 day window, your next opportunity to make changes is during the Annual Benefits Enrollment (ABE) period. ABE typically occurs in October. The effective date for most changes made during ABE is January 1st.
Contact your institution benefits contact within 30 days from the date of your qualifying life event to make changes to your benefits. Submit completed applications to your institution benefits contact.
Life events consist of employment changes and family changes.
Every effort has been made to ensure this information is current and correct. Information on this page does not guarantee enrollment, benefits and/or the ability to make changes to your benefits.