Remember to review and update your beneficiary designations whenever there is a big life event to make sure that your benefits are paid according to your wishes. There are other benefit plans (non- life insurance) that have death benefits as well.
Forms & Applications
Forms and applications must be received by your human resources office within 30 days from the date of event.
In general, when you enroll in benefit plans, you typically must stay enrolled for the entire plan year and cannot make any changes to your coverage. However, there are certain life events, also known as qualifying status changes, as defined by the IRS—such as birth or adoption of a child, marriage, retirement, termination of employment— that permit you to make changes to your benefit plans and add or drop eligible dependents from coverage during the year.
When you experience a qualifying life event, you generally have 30 days from the date of the event to make changes to your benefits. If you miss the deadline, your next chance to request a change is the Annual Benefits Enrollment period, which is effective the following January 1, or if you have another qualifying life event.
If you have a qualifying life event and want to make a change to your benefits, contact your human resources office as soon as possible in order to make changes within the 30-day window.
Life events consist of both family changes and employment changes.
last updated: 11/13/2017