Accident Insurance offers coverage in the case of an accident for you, your spouse and/or eligible child(ren). The plan provides a cash payment to help pay out-of-pocket expenses in the event of an accident. The plan also includes an accidental death & dismemberment benefit.

In addition to benefits payable for accidents, this plan provides the following:

  • Benefits for accidental death and dismemberment.
  • Benefits for covered injuries including support care.
  • More than one benefit payment may be payable for a single covered accident.

Identity theft services from Generali Global Assistance are available to employees who enroll in Accident Insurance. Services include identity theft education and personalized resolution resources. See the Identity Theft flyer in the Forms & Resources section below for additional details.

The Accident Insurance plan (Group Policy #76038) is administered by the Department of Employee Trust Funds (ETF) and is underwritten by Securian Financial Group.


The following requirements must be met to be eligible for this plan:

  • Eligible for State Group Health Insurance as an active employee.

Note: If you and your spouse are both eligible for this plan as Universities of Wisconsin employees or as a Universities of Wisconsin and State of Wisconsin employee, you and your spouse may want to each enroll for employee coverage to receive the maximum accidental death & dismemberment benefit available under the plan. You and your spouse may be covered as an employee OR a dependent – not both. This rule also applies to your eligible children; they may be covered as dependents on one plan – not both.


You have 30 days from your date of employment or your newly benefits-eligible job to enroll in Accident Insurance. Coverage will begin the first day of the month on or following your date of employment or date of obtaining a benefits-eligible job.

If you do not enroll in Accident Insurance during your initial 30-day enrollment period, you may enroll during the Annual Benefits Enrollment (ABE) period or if you have a qualifying life event (see Life Events).

Coverage Levels

Accident Insurance provides a cash payment directly to you in the event of an accident. The payout depends on the injury suffered and the number of benefits you qualify for, the care you receive and the terms and conditions of the policy. See the Accident Insurance Brochure in the Forms & Resources section below for additional details.

Employee, employee plus spouse, employee plus child(ren) or family coverage may be elected.

For detailed information on who you can cover on this plan, see the Dependent Eligibility Chart (UWS 25) pdf .


Contact the plan carrier, Securian, for information to file a claim:

Note: ID Cards are not issued for this plan. Employees (not your providers) file claims directly with Securian.


Continuation of group policy coverage at the end of employment is available.

Contact UW-Shared Services, Service Operations at serviceoperations@support.wisconsin.edu or (888) 298-0141 (7:45-4:30 p.m. Monday-Friday) to obtain a continuation form.

Beneficiary Information

You are encouraged to designate a beneficiary(ies) to ensure benefits are paid according to your wishes. Whenever a life event, such as a marriage, divorce, or birth of a child, occurs, review and updated your beneficiary designations. Beneficiary designations can be changed at any time.

For more information on beneficiary designations, see the Beneficiary Information web page.

Benefit Premiums

For Accident Insurance premiums review the Benefit Premiums web page.

Forms & Resources

Every effort has been made to ensure this information is current and correct. Information on this page does not guarantee enrollment, benefits and/or the ability to make changes to your benefits.

Updated: 04/01/2024