The UW System offers eligible employees the opportunity to pay certain health care and dependent day care expenses with tax-free dollars through Flexible Spending Accounts (FSA) offered under the Employee Reimbursement Account (ERA) program. The FSAs are administered by TASC.
To comply with IRS requirements, documentation will be required to substantiate expenses eligible for reimbursement. In addition, receipts and related documentation may be required for purchases made with your TASC debit card.
All employees, including rehired annuitants, are eligible for this program, except:
- Student Hourly employees
- University Staff Temporary employees
- Student Assistant with one of the following titles: Fellows, Scholars, Trainees
- Employee-in-Training with one of the following titles: Grad Intern/Trainee, Post-Doc Fellow/Trainee
FSA Account Types
There are 3 types of Flexible Spending Accounts (FSA) offered under the Employee Reimbursement Account (ERA) program:
Health Care FSA
Covers eligible expenses that are not covered or are partially covered by insurance plans, such as deductibles, copays, and coinsurance amounts. You may also use this account to pay for eyeglasses, dental expenses and limited categories of over-the-counter drugs and supplies. These expenses can be incurred by you, your spouse and/or a qualifying child or relative. The annual contribution limit for 2019 is $2,650 per employee. Up to $500 remaining in your account at the end of the plan year will carry over to the following plan year.
You are not eligible for the Health Care FSA if you enroll in either the High Deductible Health Plan (HDHP) or Access HDHP plan design with the Health Savings Account (HSA). Consider enrolling in the Limited Purpose FSA instead.
Limited Purpose FSA (LPFSA)
Covers eligible expenses that are not covered or are partially covered by your dental and vision insurance plans. This plan is only available to employees who are enrolled in either the High Deductible Health Plan (HDHP) or Access HDHP plan designs with the Health Savings Account (HSA). Once you have met your medical deductible in either of these plan designs, the LPFSA may also cover medical expenses. These expenses can be incurred by you, your spouse and/or a qualifying child or relative. The annual contribution limit for 2019 is $2,650 per employee. Up to $500 remaining in your account at the end of the plan year will carry over to the following plan year.
Dependent Day Care FSA
Covers eligible expenses for the physical care of dependents, either inside or outside the home such as after-school care, baby-sitting fees, adult or child daycare and preschool, so that you and your spouse, if married, are able to work, actively look for work or attend school full-time. Eligible dependents include your qualifying child, spouse and/or qualifying relative. This account does not pay for medical expenses for your eligible dependents. The annual contribution limit is $5,000 based on tax filing status. This is a household limit.
When you enroll in a FSA, you designate an annual election amount which is then divided into equal amounts per paycheck. Plan carefully when making your annual FSA election(s) as you cannot change your contribution amount or stop your payroll deductions during the year unless you have a qualifying event, as defined by the IRS. See Life Events for more information.
FSAs are considered “use-it-or-lose-it” plans, which means that if you do not use the full amount that you elected, then you will forfeit the remaining balance.
Newly hired or newly eligible employees: You have 30 days from your date of employment or your newly benefits-eligible job to enroll in the FSA accounts listed above. Your coverage will begin on the first of the month on or following your eligibility date.
Current employees: If you do not enroll in the FSAs during your initial 30-day enrollment period, you may enroll during the Annual Benefits Enrollment period, which typically occurs each October, or if you have a qualifying event. See Life Events for more information. You must re-enroll each year to continue or change your participation in a FSA.
For detailed information on whose expenses you can cover from this plan, see the.
If you pay for your expenses out-of-pocket instead of using your TASC debit card, there are several methods by which you may submit your claims for reimbursement.
The deadline to submit claims is 90 days from the end of the plan year, which is called the run-out period. You have until March 31, 2019 to submit claims for 2018 expenses.
Electronic Claims Submission
- TASC Mobile App
- The TASC Mobile App lets you access your account information wherever you are, 24/7/365. To download, visit the Apple App Store or Android Marketplace and search for “eflex Benefits”.
- TASC Online Portal
- On the “Home” tab, click on “I want to File a Claim”
Paper Claims Submission
- Complete the FSA Reimbursement Claim Form and submit it with substantiation to:
- Mail: TASC, PO Box 7511, Madison, WI 53707-7511
- Fax: (877) 231-1287
Automatic Premium Conversion
Any employee eligible for this plan will automatically have premiums for the following benefit plans deducted from earnings on a pre-tax basis:
- State Group Health Insurance
- State Group Life Insurance (premium for first $50,000 of coverage)
- Delta Dental Insurance
- VSP Vision Insurance
You may choose to waive automatic premium conversion and have your premiums taken on a post-tax basis by filling out the.
Forms & Resources
last updated: 06/26/2019
Every effort has been made to ensure this information is current and correct. Information on this page does not guarantee enrollment, benefits and/or the ability to make changes to your benefits.