The Universities of Wisconsin made a decision to terminate the University Insurance Association Life Insurance Plan effective January 1, 2025. Employees and continuants enrolled in the Plan as of January 1, 2024, will have coverage through December 31, 2024. Group coverage will end January 1, 2025. Additional information will be provided to covered employees and continuants in the fall of 2024.


The University Insurance Association (UIA) Life Insurance plan offers decreasing term life insurance to eligible Faculty, Academic Staff and Limited Appointees. Coverage levels range from $101,000 – $3,400 depending on your age. This life insurance plan covers you as the employee; there is no coverage available for family members.

Coverage is a condition of employment if you meet the eligibility requirements.

In addition to benefits payable in the event of death, this plan provides the following:

  • Access to the Lifestyle Benefit Program through Securian Financial which offers legal, financial and grief resources, travel assistance, legacy planning resources and beneficiary financial counseling to all active, State of Wisconsin employees. This program is offered free of charge and no enrollment is required.
  • If you become terminally ill with a life expectancy of 12 months or less, you may receive up to the full amount of your coverage prior to your death.

The University Insurance Association Life Insurance Plan (Group Policy #32872-G) is underwritten by Securian Financial Group.


The following requirements must have been met as of January 1, 2024, to be eligible for this Plan through December 31, 2024 (when the plan terminates January 1, 2025):

  • Had a Faculty, Academic Staff, or Limited appointment; and
  • Been actively employed as of January 1, 2024; and
  • Met the minimum monthly salary threshold ($3,043 for the 2024 plan year, effective January 1, 2024); and
  • Were not receiving a Wisconsin Retirement System (WRS) annuity.

Coverage was effective January 1st, provided requirements were met and premium was paid. If employment started after January 1, 2024, you are not eligible for the Plan.


If you met the eligibility criteria for a given year, enrollment was automatic, and no application was required.

Coverage Levels

Coverage level is based on your age as of January 1st of the current year.

Under 28 $101,000 49-51 $22,600
28-30 98,100 52-54 17,200
31-33 90,900 55-57 13,100
34-36 78,900 58-60 10,300
37-39 65,000 61-63 8,200
40-42 50,900 64-66 6,100
43-45 39,100 67-69 4,500
46-48 30,000 70+ 3,400
Age as of January 1 Benefit Amount Age as of January 1 Benefit Amount

Beneficiary Information

You are encouraged to designate a beneficiary(ies) to ensure benefits are paid according to your wishes. Review and update beneficiary designations whenever a life event occurs (marriage, divorce, or birth of a child). Beneficiary designations can be changed at any time.

For more information on beneficiary designations, see the Beneficiary Information web page.

Benefit Premiums

The annual premium for the UIA Life Insurance plan is $38.40.

The Universities of Wisconsin does not contribute to the premium.

Active employees: Premium was deducted from January 2024 earnings and provides active employees coverage through December 31, 2024.

Active employees eligible for the Plan on a leave of absence were billed for the annual premium. Premium must have been remitted within 60 days following December 31, 2024, or coverage ended as of December 31, 2023, with no option of conversion.

Continuants: Premium remitted by December 31, 2023, provides continuants with coverage through December 31, 2024.

University Insurance Association Advisory Committee

The University Insurance Association (UIA) Advisory Committee is a three-member committee consisting of faculty, academic staff, and limited appointees who serve in an advisory capacity to the Universities of Wisconsin Office of Human Resources on matters concerning the University Insurance Association Life Insurance Plan. Members serve until the assets of the Plan are distributed following the Plan termination.

Review the University Insurance Association Life Insurance Advisory Committee Member List pdf for a current listing of Committee members.

Forms & Resources

Every effort has been made to ensure this information is current and correct. Information on this page does not guarantee enrollment, benefits and/or the ability to make changes to your benefits.

Updated: 05/29/2024