If you or your dependents gain eligibility for coverage elsewhere (such as through a spouse’s plan), you may have opportunities to make changes to your benefit plans with the Universities of Wisconsin.
You must submit an application to make changes within 30 days of the date the other coverage is effective.
Review the information below for details specific to each plan.
Visit the Forms & Resources web page for plan applications, forms, and brochures.
State Group Health Insurance AND Uniform Dental:
- You may remove your spouse and dependents from State Group Health Insurance and Uniform Dental if they have enrolled in other comparable coverage (changing your coverage from family to single).
- You may cancel* State Group Health Insurance and Uniform Dental for yourself, your spouse, and dependents if you, your spouse, and dependents have enrolled in other comparable coverage.
*If you cancel your State Group Health Insurance coverage that included Uniform Dental, this does not create an enrollment opportunity for the Preventive Dental plan.
Preventive Dental, Supplemental Dental, and Vision Insurance:
- You may remove your spouse and/or dependents who have enrolled in other comparable coverage, changing your level of coverage (for example: from family coverage to employee + children coverage or employee + spouse coverage to single coverage).
- You may remove a dependent who has enrolled in other comparable coverage.
Changes are effective the first of the month on or following receipt of your applications.
You will need to provide proof of other coverage that shows the effective date to ensure there is no lapse or overlap in coverage. Review the Life Change Events and Documentation Requirements (ET-2846) for information on documentation required to confirm eligibility.
Health Care FSA | Limited Purpose Flexible Spending Account (FSA)
- You may decrease or stop your contributions if your spouse or dependent gains eligibility and enrolls through their employer’s FSA.
Dependent Day Care
- You may enroll in or increase your Dependent Day Care Account contributions to reflect the new eligibility of your dependent (if your spouse previously did not work)
- You may decrease or stop your Dependent Day Care Account contributions for a dependent added to your spouse’s plan
Changes are effective the first of the month on or following receipt of your Change of Election form.
Note: You are required to re-enroll in FSAs during the Annual Benefits Enrollment (ABE) period to participate. Elections will not automatically continue into the next plan year.
If currently enrolled in the Health Savings Account (HSA) and are cancelling State Group Health Insurance (HDHP or Access HDHP): Your enrollment in the HSA will end at the same time your health insurance coverage ends. Your HSA will remain open and you may continue to use the funds in your account for qualifying expenses. However, you will no longer be able to make pre-tax contributions from your paycheck, nor are you eligible for the employer contribution to your HSA, if applicable.
If removing dependents: You can change your contribution amount at any time. The change will be effective the first of the month following receipt of your change form.
Check with your tax advisor to make sure you do not exceed the maximum HSA contribution limit for the year. The contribution limit varies based on coverage level (for example: single versus family), age (for example: less than age 55 versus greater than age 55), and the number of months you are eligible for the HSA during the calendar year.
You may enroll in or make changes to the following benefit plans at any time:
Beneficiary Designations
Remember to review and update your beneficiary designations when you have a life event to make sure that your benefits are paid according to your wishes. Benefit plans that have beneficiary designations include life insurance plans, retirement plans and the health savings account.
For more information review the Beneficiary Information web page.
Every effort has been made to ensure this information is current and correct. Information on this page does not guarantee enrollment, benefits and/or the ability to make changes to your benefits.
Updated: 04/11/2024