If you become temporarily or permanently unable to work due to a physical or mental disability, there are a number of different programs that may be available to provide income for you and your family. Below is general information on the programs. For additional information on the programs, click on the links below or click here.

Income Continuation Insurance

Income Continuation Insurance (ICI) covers both short and long term disabilities. ICI will replace up to 75% of your gross salary if you are unable to work due to disability. This is the only disability program in which you must enroll if you want coverage. More…

Disability Retirement Program

A disability retirement benefit is a lifetime annuity (monthly payment) paid to eligible Wisconsin Retirement System (WRS) employees who become disabled and are unable to work until normal retirement age. The benefit is based on final average earnings and years of actual creditable service, but adds assumed service as though you worked until normal retirement age.

For more information, see the Disability Retirement Benefits Brochure (ET-5107).

Duty Disability

Employees in a protective occupation, like police officers or fire fighters, who became disabled while performing duties associated with their occupation, may qualify for a Duty Disability.

For more information, see the Duty Disability and Survivor Benefits Brochure (ET-5103) pdf or Disability Benefits Reference Guide (ET-5102) pdf .

Long-Term Disability Insurance

Long Term Disability Insurance (LTDI) provides a monthly benefit of 40% of your final average earnings until you reach your normal retirement age (typically age 65). You must have a minimum amount of Wisconsin Retirement System (WRS) service in at least 5 of the 7 years prior to your disability to be eligible.

*As of January 1, 2018 this program has closed to new claims.

For more information, see the LTDI Brochure (ET-5108).

Worker’s Compensation

If you are injured on the job, you may be eligible for Worker’s Compensation.

Visit the Worker’s Compensation website for more information.

Social Security Disability

You may be eligible for disability payments under Social Security. You must be considered disabled and unable to do any kind of work for which you are suited. Your disability must also last or be expected to last at least a year or result in death.

Visit the Social Security Disability website for more information.

last updated: 5/4/2018

Every effort has been made to ensure this information is current and correct. Information on this page does not guarantee enrollment, benefits and/or the ability to make changes to your benefits.