Camps and Clinics Blanket Accident Insurance
Insurer: Great American Insurance
Claims Company: A-G Administrators
Coverage: Camps and Clinics Participant Accident
Camps and clinics insurance is purchased by System Risk Management to reduce the potential for liability claims arising out of injuries which occur at the various campus sponsored camps and clinics. This is not a substitute for liability insurance but rather provides “goodwill coverage” for small medical bills incurred by camp participants. The policy gives us the ability to pay the medical expenses of camp participants covered under the policy without being negligent, thus reducing the number of claims and suits from participants and their parents. Coverage is excess to the camper’s personal insurance for covered medical expenses.
Covered Activities:
While participating in scheduled, sponsored, and supervised Camps and Clinics activities of the Policyholder, including direct sponsored travel to and from such activities.
| Coverage and Limits: | Basic Accident |
| Accident Medical Expense Maximum | $25,000 per Covered Accident |
| Deductible | $0 per Covered Accident |
| Coinsurance1 | 100% of Usual and Customary charges |
| Scope of Coverage | Excess |
| Benefit Period | 52 weeks from the date of the Covered Accident |
| Accidental Death and Dismemberment | $10,000* Principal Sum |
| AD&D Aggregate Limit of Indemnity | $1,000,000 per Covered Accident |
| Incurral Period | 365 days |
| Sickness Medical Expense | $2,500 per Incident |
| 1 Eligible expenses include: medically necessary treatment up to the “Usual and Customary” charge. | |
| Coverage and Limits | Catastrophic Accident |
| Accident Medical Expense Maximum | $5,000,000 per Covered Accident |
| Deductible | $25,000 per Covered Accident |
| Scope of Coverage | Excess |
| Benefit Period | 10 years from the date of the Covered Accident |
| Accidental Death and Dismemberment | $10,000 Principal Sum |
| Incurral Period | 90 days |
Contact Information:
Kelly Eisenbies
Arthur J. Gallagher Risk Management Services, Inc.
245 South Executive Drive – Suite 200
Brookfield, WI 53005
Phone: 617-769-6464
Email: Kelly_Eisenbies@ajg.com
Additional information and procedure for filing claims can be found in the attachments below.
DISCLAIMER
This insurance document is furnished to you as a matter of information for your convenience. It only summarizes the listed policy(ies) and is not intended to reflect all the terms and conditions or exclusions of such policy(ies). Moreover, the information contained in this document reflects coverage as of the effective date(s) of the policy(ies) and does not include subsequent changes. This document is not an insurance policy and does not amend, alter or extend the coverage afforded by the listed policy(ies). The insurance afforded by the listed policy(ies) is subject to all the terms, exclusions and conditions of such policy(ies).
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