Roll Ins & Transfers

Main Page       Distribution & Loans         FAQs              Committee           Forms & Resources

Rollovers & Transfers

If you have funds in an account from a previous employer or you have funds with one of our frozen providers, you may benefit from moving that money to a current provider with the UW 403(b) SRP. Consider the following information based on your situation:

If you are permitted to withdraw your money from your former plan, you can roll it into an account in the UW 403(b) SRP -- with either TIAA or Fidelity.

Money that you roll in to your UW 403(b) SRP account will be treated like other 403(b) money for all tax purposes, except that you may be allowed to withdraw it before terminating employment or reaching age 59 ½, usually with a 10% tax penalty.  

The UW 403(b) SRP will accept money from 401(a) "qualified" plans, 401(k), 403(a), 403(b), 457 governmental deferred compensation plans, and Thrift Savings Plans, as well as from traditional (pre-tax), SEP, and SIMPLE IRAs. Be aware that if you roll your 457 account into a non-457 plan, it becomes subject to the 10% early withdrawal penalty, which could otherwise not apply.

If you decide to roll over a retirement account, elect a direct rollover, in which the money is paid directly to the new plan. Otherwise, 20% of the account will be withheld for income tax. 

To get started, contact your former plan or employer to get distribution paperwork. You may also need roll-in paperwork from your current UW 403(b) SRP provider.

Note: Roth IRAs can only be rolled into other Roth IRAs by federal regulation.

You may move your money within the UW 403(b) SRP between current providers - TIAA and Fidelity - or from a frozen provider to a current provider. Since frozen providers no longer accept contributions, you may want to consolidate your account with a current provider. If you don't have an account with either TIAA or Fidelity, sign up before you start the transfer process. To begin the transfer process, call the new provider and ask for a 403(b) transfer request. Complete the form(s) and return them to the new provider. Your new provider is responsible for contacting the old provider and requesting the money.

Exception: If you are transferring money from Ameriprise/RiverSource or Lincoln you must also use their form. You will also need the new provider's form. Complete both and send them to your new company. Alert your new provider that it must submit the Ameriprise/RiverSource or Lincoln form.

Below is contact information for the frozen providers (current provider information can be found in the Overview).

If you would like more information, review Tips for Transferring Funds pdf .

Contact Information

UW 403(B) SRP
Current Providers 
  • TIAA | (800) 842-2776
    • University of Wisconsin TIAA Plan ID Number is 100988
Past Providers

Updated: 09/05/2025