{"id":180,"date":"2014-07-31T10:17:41","date_gmt":"2014-07-31T15:17:41","guid":{"rendered":"https:\/\/www.wisconsin.edu\/risk-management\/?page_id=180"},"modified":"2014-10-27T16:08:17","modified_gmt":"2014-10-27T21:08:17","slug":"nonempdriverins","status":"publish","type":"page","link":"https:\/\/www.wisconsin.edu\/risk-management\/manual\/nonempdriverins\/","title":{"rendered":"Non-Employee Drivers Medical Payment Insurance"},"content":{"rendered":"

I. Purpose<\/strong><\/p>\n

This section has been developed to give an overview of the application and operation of the Non- Employee Driver Medical Excess Insurance Fund within the UW System.<\/p>\n

II. Background<\/strong><\/p>\n

In 1987, the UW System Risk Manager studied the feasibility of the protection for volunteer and student drivers of University vehicles. A large gap in protection of those non-employee drivers was perceived as a serious risk management exposure for the System. To circumvent serious liability claims arising out of injury to non-employee drivers, it was decided that a fund would be set up to pay for the medical expenses incurred as a result of automobile accidents when driving in the scope of the non-employee’s agency with the University.<\/p>\n

III. Coverage Description<\/strong><\/p>\n\n\n\n\n\n\n\n\n\n\n\n
Fund Number:<\/th>\n01346<\/td>\n<\/tr>\n
Fund Level:<\/th>\n$30,000<\/td>\n<\/tr>\n
Benefit
\nLimit:<\/th>\n		$5000 maximum medical payment limit with a $20,000 annual aggregate for the system.<\/td>\n<\/tr>\n
Deductible:<\/th>\nNone<\/td>\n<\/tr>\n
Fund Term:<\/th>\n07\/01\/-07\/01<\/td>\n<\/tr>\n
Territory:<\/th>\nWorldwide<\/td>\n<\/tr>\n
Premium
\nAmount:<\/th>\n		$10,000 assessment per year for three years with additional assessments to maintain $30,000 level after third year.<\/td>\n<\/tr>\n
Premium
\nBasis:<\/th>\n		Premiums will be assessed to each campus based on the number of vehicles driven by non-employees on campus.<\/td>\n<\/tr>\n
Payment
\nDetail:<\/th>\n		This coverage will remain excess to any other collectible insurance and therefore will not apply to individuals who have personal health insurance.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

IV. Claim Procedures<\/strong><\/p>\n

All claims should be sent in writing directly to the UW System Risk Management Office and should include the following:<\/p>\n

\u2022 Campus
\n\u2022 Date of Accident
\n\u2022 Claimants Name and Status
\n\u2022 Injury
\n\u2022 Description Medical Bills
\n\u2022 Police Report if Available
\n\u2022 Proof of Non-insurance<\/p>\n","protected":false},"excerpt":{"rendered":"

I. Purpose This section has been developed to give an overview of the application and operation of the Non- Employee Driver Medical Excess Insurance Fund within the UW System. II. […]<\/p>\n","protected":false},"author":55,"featured_media":0,"parent":4,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-180","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.wisconsin.edu\/risk-management\/wp-json\/wp\/v2\/pages\/180","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wisconsin.edu\/risk-management\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.wisconsin.edu\/risk-management\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.wisconsin.edu\/risk-management\/wp-json\/wp\/v2\/users\/55"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wisconsin.edu\/risk-management\/wp-json\/wp\/v2\/comments?post=180"}],"version-history":[{"count":0,"href":"https:\/\/www.wisconsin.edu\/risk-management\/wp-json\/wp\/v2\/pages\/180\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.wisconsin.edu\/risk-management\/wp-json\/wp\/v2\/pages\/4"}],"wp:attachment":[{"href":"https:\/\/www.wisconsin.edu\/risk-management\/wp-json\/wp\/v2\/media?parent=180"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}