{"id":2338,"date":"2015-07-22T21:23:13","date_gmt":"2015-07-23T02:23:13","guid":{"rendered":"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/?page_id=2338"},"modified":"2026-03-06T20:20:32","modified_gmt":"2026-03-07T02:20:32","slug":"term","status":"publish","type":"page","link":"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/term\/","title":{"rendered":"Termination"},"content":{"rendered":"\n\t\t\t\t\t<div id=\"cfct-build-2338\" class=\"cfct-build grid\">\n\t\t\t\t\t\t<div class=\"row\"><div class=\"col-md-3 cfct-block\">\n\t\t\t<div class=\"cfct-module cfct-supplemental\">\n\t\t\t\t    <div class=\"cfct-mod-content hidden-print\">\n<h3 class=\"cfct-mod-title\" id=\"title-cfct-module-c056aa11e929c1dfe62ec65bbac4f747\" hidden-print\">Life Events<\/h3>    <nav class=\"widget widget_meta\" aria-labelledby=\"title-cfct-module-c056aa11e929c1dfe62ec65bbac4f747\">\n\n        <div class=\"menu-cfct-module-c056aa11e929c1dfe62ec65bbac4f747-container\"><ul id = \"menu-life-events\" class = \"menu nav\"><li id=\"menu-item-13804\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-13804\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/\">Life Events Home<\/a><\/li>\n<li id=\"menu-item-6256\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-6256\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/\">Employment Changes<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-6272\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6272\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/fasl-to-univ-staff\/\">Change from Faculty, Academic Staff or Limited to University Staff<\/a><\/li>\n\t<li id=\"menu-item-6273\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6273\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/univ-staff-to-fasl\/\">Change from University Staff to Faculty, Academic Staff or Limited Appointee<\/a><\/li>\n\t<li id=\"menu-item-6274\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6274\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/chapct\/\">Change in Appointment Percentage<\/a><\/li>\n\t<li id=\"menu-item-16464\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-16464\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/furloughs\/\">Furloughs<\/a><\/li>\n\t<li id=\"menu-item-6275\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6275\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/layoff\/\">Layoff<\/a><\/li>\n\t<li id=\"menu-item-6281\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6281\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/loa\/\">Leave of Absence<\/a><\/li>\n\t<li id=\"menu-item-6278\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6278\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/eligiblewrs\/\">Moving to WRS Covered Employment<\/a><\/li>\n\t<li id=\"menu-item-6279\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6279\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/ra\/\">Rehired Annuitant<\/a><\/li>\n\t<li id=\"menu-item-6280\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6280\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/ret\/\">Retirement<\/a><\/li>\n\t<li id=\"menu-item-16725\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-16725\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/twr\/\">Temporary Work Reduction<\/a><\/li>\n\t<li id=\"menu-item-6277\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6277\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/term\/\">Termination<\/a><\/li>\n\t<li id=\"menu-item-6276\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6276\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/transferuw\/\">Transfer to a Different Universities of Wisconsin Institution<\/a><\/li>\n\t<li id=\"menu-item-6283\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6283\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/transferstate\/\">Transfer To or From a State Agency<\/a><\/li>\n\t<li id=\"menu-item-6284\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6284\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/temp-to-nontemp\/\">WRS Temporary to WRS Non-Temporary<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-6255\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-6255\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/\">Family Changes<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-6258\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6258\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/birth-adoption\/\">Birth or Adoption<\/a><\/li>\n\t<li id=\"menu-item-6265\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6265\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/name-address\/\">Change in Address, Name, or Gender<\/a><\/li>\n\t<li id=\"menu-item-6263\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6263\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/child-loss-dep-status\/\">Child Loss of Dependent Status<\/a><\/li>\n\t<li id=\"menu-item-6266\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6266\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/death\/\">Death of Employee<\/a><\/li>\n\t<li id=\"menu-item-6264\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6264\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/death-spouse-dp-child\/\">Death of Spouse, Domestic Partner or Child<\/a><\/li>\n\t<li id=\"menu-item-6269\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6269\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/divorce\/\">Divorce<\/a><\/li>\n\t<li id=\"menu-item-6271\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6271\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/dp\/\">Domestic Partnership<\/a><\/li>\n\t<li id=\"menu-item-8107\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-8107\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/gain-coverage\/\">Gain of Other Coverage<\/a><\/li>\n\t<li id=\"menu-item-6267\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6267\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/legal-guardianship\/\">Legal Guardianship<\/a><\/li>\n\t<li id=\"menu-item-8108\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-8108\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/loss-of-coverage\/\">Loss of Other Coverage<\/a><\/li>\n\t<li id=\"menu-item-6262\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-6262\"><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/famchng\/marriage\/\">Marriage<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul><\/div>    <\/nav>\n<\/div>\n\n\t\t\t<\/div><\/div><div class=\"col-md-9 cfct-block\">\n\t\t\t<div class=\"cfct-module uwsa-rich-text\">\n\t\t\t\t<div class=\"cfct-mod-content copy\"><h2>Overview<\/h2>\n<p>When you terminate Universities of Wisconsin employment you may be eligible to continue or convert your benefits.<\/p>\n<h2>How Benefits are Affected<\/h2>\n<p>Below is information on how each benefit plan is affected when terminating employment.<\/p>\n<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"cfct-module uwsa-tabs-accordions\">\n\t\t\t\t    <div class=\"bs-accordion \">\n            <div class=\"accordion-all-buttons\">\n          <a href=\"#\" class=\"accordions-showall btn btn-primary btn-xs\" role=\"button\" data-panel=\"r4s83\"><span class=\"uw-resize-full\">Open All<\/span><\/a>\n        <\/div>\n        <div id=\"r4s83\" class=\"panel-group\">\n        \n            <div class=\"panel panel-default \" id=\"panel_state-group-health-insurance-and-uniform-dental-insurance\">\n    <div class=\"panel-heading\" id=\"heading_state-group-health-insurance-and-uniform-dental-insurance\">\n        <h4 class=\"panel-title\"><button href=\"#state-group-health-insurance-and-uniform-dental-insurance\" data-toggle=\"collapse\" class=\"collapsed panel-link\" aria-expanded=\"false\" aria-controls=\"state-group-health-insurance-and-uniform-dental-insurance\">State Group Health Insurance and Uniform Dental Insurance<\/button><\/h4>    <\/div>\n    <div id=\"state-group-health-insurance-and-uniform-dental-insurance\" class=\"panel-collapse collapse\"  role=\"tabpanel\" aria-labelledby=\"heading_state-group-health-insurance-and-uniform-dental-insurance\" role=\"region\">\n        <div class=\"panel-body copy\">            \n            \n        <p>Coverage ends at the end of the month in which your employment terminates.<\/p><p>You may continue coverage by submitting a continuation application within 60 days of the coverage end date or the receipt of a continuation notice, whichever is later.<\/p><ul><li>If you have less than 20 years of WRS creditable service, coverage may continue for up to 18 months.<\/li><\/ul><ul><li>If you have at least 20 years of WRS creditable service, coverage may continue for life.<\/li><\/ul><p>Premium rates to continue coverage can be accessed at the links below:<\/p><ul><li>\u00a0For employees, continuants and retirees without Medicare:\u00a0<a href=\"https:\/\/etf.wi.gov\/its-your-choice\/2026\/state-employee-and-retiree-health-plan-supplemental-benefits\/health-insurance-employees-cobra-and-retirees-without-medicare\/health-care-premiums\/health-plan-total-premium-rates-employees-continuants-retirees-without-medicare\" target=\"_blank\" rel=\"noopener\">total premium information<\/a><\/li><li>\u00a0For Graduate Assistants \/ Short-Term Academic Staff employees:\u00a0<a href=\"https:\/\/etf.wi.gov\/its-your-choice\/2026\/state-employee-and-retiree-health-plan-supplemental-benefits\/health-insurance-employees-cobra-and-retirees-without-medicare\/health-care-premiums\/health-plan-total-premium-rates-uw-grad-students\" target=\"_blank\" rel=\"noopener\">total premium information<\/a><\/li><\/ul>                <\/div>\n    <\/div>\n<\/div>\n            <div class=\"panel panel-default \" id=\"panel_preventive-and-supplemental-dental-insurance\">\n    <div class=\"panel-heading\" id=\"heading_preventive-and-supplemental-dental-insurance\">\n        <h4 class=\"panel-title\"><button href=\"#preventive-and-supplemental-dental-insurance\" data-toggle=\"collapse\" class=\"collapsed panel-link\" aria-expanded=\"false\" aria-controls=\"preventive-and-supplemental-dental-insurance\">Preventive and Supplemental Dental Insurance<\/button><\/h4>    <\/div>\n    <div id=\"preventive-and-supplemental-dental-insurance\" class=\"panel-collapse collapse\"  role=\"tabpanel\" aria-labelledby=\"heading_preventive-and-supplemental-dental-insurance\" role=\"region\">\n        <div class=\"panel-body copy\">            \n            \n        <p>Coverage ends at the end of the month in which your employment terminates.<\/p><p>You may continue coverage by submitting a continuation application within 60 days of the coverage end date or the receipt of a continuation notice, whichever is later.<\/p><ul><li>If you have less than 20 years of WRS creditable service, coverage may continue for 18 months.<\/li><li>If you have at least 20 years of WRS creditable service, coverage may continue for life.<\/li><\/ul><p>Premium rates to continue coverage can be accessed on the <a href=\"https:\/\/etf.wi.gov\/insurance\/dental-insurance\/dental-insurance-premiums\" target=\"_blank\" rel=\"noopener\">Dental Insurance Premiums web page<\/a>.\u00a0<\/p>                <\/div>\n    <\/div>\n<\/div>\n            <div class=\"panel panel-default \" id=\"panel_vision-insurance\">\n    <div class=\"panel-heading\" id=\"heading_vision-insurance\">\n        <h4 class=\"panel-title\"><button href=\"#vision-insurance\" data-toggle=\"collapse\" class=\"collapsed panel-link\" aria-expanded=\"false\" aria-controls=\"vision-insurance\">Vision Insurance<\/button><\/h4>    <\/div>\n    <div id=\"vision-insurance\" class=\"panel-collapse collapse\"  role=\"tabpanel\" aria-labelledby=\"heading_vision-insurance\" role=\"region\">\n        <div class=\"panel-body copy\">            \n            \n        <p>Coverage ends at the end of the month in which your employment terminates.<\/p><p>You may continue coverage by submitting a continuation application within 60 days of the coverage end date or the receipt of the continuation notice, whichever is later.<\/p><ul><li>If you have less than 20 years of WRS creditable service, coverage may continue for 18 months.<\/li><li>If you have at least 20 years of WRS creditable service, coverage may continue for life.<\/li><\/ul><p>Premium rates to continue coverage can be accessed on the <a href=\"https:\/\/etf.wi.gov\/insurance\/vision-insurance\/vision-insurance-premiums\" target=\"_blank\" rel=\"noopener\">Vision Insurance Premiums web page<\/a>.<\/p>                <\/div>\n    <\/div>\n<\/div>\n            <div class=\"panel panel-default \" id=\"panel_state-group-life-insurance\">\n    <div class=\"panel-heading\" id=\"heading_state-group-life-insurance\">\n        <h4 class=\"panel-title\"><button href=\"#state-group-life-insurance\" data-toggle=\"collapse\" class=\"collapsed panel-link\" aria-expanded=\"false\" aria-controls=\"state-group-life-insurance\">State Group Life Insurance<\/button><\/h4>    <\/div>\n    <div id=\"state-group-life-insurance\" class=\"panel-collapse collapse\"  role=\"tabpanel\" aria-labelledby=\"heading_state-group-life-insurance\" role=\"region\">\n        <div class=\"panel-body copy\">            \n            \n        <p>Coverage ends at the end of the month in which your employment terminates. You may be eligible to either convert or continue coverage. If you convert coverage to an individual policy, the coverage is more expensive. If you continue coverage, you pay the same premium as active employees.<\/p><p>You are eligible to <strong>convert<\/strong> your coverage to an individual policy if you:<\/p><ul><li>Are under age 65; and<\/li><li>Were insured for the entire six months prior to your termination.<\/li><\/ul><p>You may convert coverage to an individual whole life insurance policy known as Secure Protector Whole Life. To do so, submit a conversion application, and premium payment, within 31 days of the coverage end date.<\/p><p>You are eligible to <strong>continue<\/strong> your group policy if:<\/p><ul><li>Your Wisconsin Retirement System (WRS) coverage began before 1-1-90 or you have been covered under the group life insurance plan for a part of at least 5 calendar years; AND<\/li><li>You meet all the requirements for receiving an immediate WRS annuity except the filing of the application; or<\/li><li>The sum of your creditable years of WRS service before 1-1-90 plus the number of years you have participated in the life insurance plan after 1989 equals 20 years; or<\/li><li>You have 20 years of WRS service on payroll with the State of Wisconsin.<\/li><\/ul><p>You may continue coverage by submitting an application within 31 days of your coverage end date.<\/p><p>Review <a href=\"https:\/\/etf.wi.gov\/publications\/et4104\/direct\" target=\"_blank\" rel=\"noopener\">State Group Life Insurance After You Terminate Employment (ET-4104)<\/a> for more information.<\/p>                <\/div>\n    <\/div>\n<\/div>\n            <div class=\"panel panel-default \" id=\"panel_individual-family-life-insurance\">\n    <div class=\"panel-heading\" id=\"heading_individual-family-life-insurance\">\n        <h4 class=\"panel-title\"><button href=\"#individual-family-life-insurance\" data-toggle=\"collapse\" class=\"collapsed panel-link\" aria-expanded=\"false\" aria-controls=\"individual-family-life-insurance\">Individual &amp; Family Life Insurance<\/button><\/h4>    <\/div>\n    <div id=\"individual-family-life-insurance\" class=\"panel-collapse collapse\"  role=\"tabpanel\" aria-labelledby=\"heading_individual-family-life-insurance\" role=\"region\">\n        <div class=\"panel-body copy\">            \n            \n        <p>Coverage ends at the end of the month in which your employment terminates.<\/p><p>You may convert coverage to an individual whole life insurance policy. To do so, submit a conversion application and premium payment within 31 days of the coverage end date.<\/p>                <\/div>\n    <\/div>\n<\/div>\n            <div class=\"panel panel-default \" id=\"panel_accidental-death-dismemberment-insurance\">\n    <div class=\"panel-heading\" id=\"heading_accidental-death-dismemberment-insurance\">\n        <h4 class=\"panel-title\"><button href=\"#accidental-death-dismemberment-insurance\" data-toggle=\"collapse\" class=\"collapsed panel-link\" aria-expanded=\"false\" aria-controls=\"accidental-death-dismemberment-insurance\">Accidental Death &amp; Dismemberment Insurance<\/button><\/h4>    <\/div>\n    <div id=\"accidental-death-dismemberment-insurance\" class=\"panel-collapse collapse\"  role=\"tabpanel\" aria-labelledby=\"heading_accidental-death-dismemberment-insurance\" role=\"region\">\n        <div class=\"panel-body copy\">            \n            \n        <p>Coverage ends at the end of the month in which your employment terminates.<\/p><p>You may convert your coverage to an individual policy by contacting Zurich American Insurance Company at (888) 634-6780. This must be done within 60 days of your coverage end date (reference UW System Policy # GTU-8364005).<\/p>                <\/div>\n    <\/div>\n<\/div>\n            <div class=\"panel panel-default \" id=\"panel_accident-insurance\">\n    <div class=\"panel-heading\" id=\"heading_accident-insurance\">\n        <h4 class=\"panel-title\"><button href=\"#accident-insurance\" data-toggle=\"collapse\" class=\"collapsed panel-link\" aria-expanded=\"false\" aria-controls=\"accident-insurance\">Accident Insurance<\/button><\/h4>    <\/div>\n    <div id=\"accident-insurance\" class=\"panel-collapse collapse\"  role=\"tabpanel\" aria-labelledby=\"heading_accident-insurance\" role=\"region\">\n        <div class=\"panel-body copy\">            \n            \n        <p>Coverage ends at the end of the month in which your employment terminates.<\/p><p>You may port coverage by submitting a portability application. This must be done within 31 days of the coverage end date. You may continue coverage until age 70.<\/p><p>Shortly after your last day you will receive a continuation notice and portability form from Securian.\u00a0The portability form can also be accessed on <a href=\"https:\/\/web1.lifebenefits.com\/content\/lifebenefits\/wietf\/en.html\" target=\"_blank\" rel=\"noopener\">Securian's website<\/a> under Forms &amp; Documents.\u00a0<\/p>                <\/div>\n    <\/div>\n<\/div>\n            <div class=\"panel panel-default \" id=\"panel_income-continuation-insurance\">\n    <div class=\"panel-heading\" id=\"heading_income-continuation-insurance\">\n        <h4 class=\"panel-title\"><button href=\"#income-continuation-insurance\" data-toggle=\"collapse\" class=\"collapsed panel-link\" aria-expanded=\"false\" aria-controls=\"income-continuation-insurance\">Income Continuation Insurance<\/button><\/h4>    <\/div>\n    <div id=\"income-continuation-insurance\" class=\"panel-collapse collapse\"  role=\"tabpanel\" aria-labelledby=\"heading_income-continuation-insurance\" role=\"region\">\n        <div class=\"panel-body copy\">            \n            \n        <p>Coverage ends on the date in which your employment terminates. There is no option to continue or convert coverage.<\/p>                <\/div>\n    <\/div>\n<\/div>\n            <div class=\"panel panel-default \" id=\"panel_flexible-spending-account\">\n    <div class=\"panel-heading\" id=\"heading_flexible-spending-account\">\n        <h4 class=\"panel-title\"><button href=\"#flexible-spending-account\" data-toggle=\"collapse\" class=\"collapsed panel-link\" aria-expanded=\"false\" aria-controls=\"flexible-spending-account\">Flexible Spending Account<\/button><\/h4>    <\/div>\n    <div id=\"flexible-spending-account\" class=\"panel-collapse collapse\"  role=\"tabpanel\" aria-labelledby=\"heading_flexible-spending-account\" role=\"region\">\n        <div class=\"panel-body copy\">            \n            \n        <h4>Health Care FSA<\/h4><p>At the end of your employment, you have the following options:<\/p><ul><li>You may continue coverage by making after-tax contributions directly to the Department of Employee Trust Funds (ETF). If you continue your coverage, you may incur eligible expenses until the last day of the month in which your final contribution is made to ETF or December 31, whichever is earlier.<\/li><li>If you do not continue your coverage by making after-tax contributions directly to ETF, you may only incur eligible expenses through the end of the month in which your employment ends.*<\/li><li>If you only have carryover funds from a prior plan year, meaning you are not contributing in the current plan year, eligible expenses must be incurred by the last day of the month in which your employment ends.<\/li><\/ul><p><em>*Applies to carryover and current plan year funds.<\/em><\/p><p>Note: Your payment card will be deactivated at the end of the month in which your employment ends. If you have eligible expenses to submit for reimbursement after your payment card is deactivated, you will need to pay out-of-pocket, then submit your claims manually (either electronically or via U.S. Mail).<\/p><h4>Dependent Day Care<\/h4><p>At the end of your employment, you cannot continue to make Dependent Day Care Account contributions. However, you can continue to incur expenses and request reimbursement until you exhaust your account balance or the end of the plan year (December 31), whichever is earlier. Expenses must be submitted by March 31st following the end of the plan year.<\/p>                <\/div>\n    <\/div>\n<\/div>\n            <div class=\"panel panel-default \" id=\"panel_health-savings-account\">\n    <div class=\"panel-heading\" id=\"heading_health-savings-account\">\n        <h4 class=\"panel-title\"><button href=\"#health-savings-account\" data-toggle=\"collapse\" class=\"collapsed panel-link\" aria-expanded=\"false\" aria-controls=\"health-savings-account\">Health Savings Account<\/button><\/h4>    <\/div>\n    <div id=\"health-savings-account\" class=\"panel-collapse collapse\"  role=\"tabpanel\" aria-labelledby=\"heading_health-savings-account\" role=\"region\">\n        <div class=\"panel-body copy\">            \n            \n        <p><span style=\"font-family: 'Arial',sans-serif\">At the end of your employment, you may no longer contribute to your HSA via payroll deduction.<\/span><\/p><p><span style=\"font-family: 'Arial',sans-serif\">However, the money in your HSA is yours. You may continue to use the funds to pay for qualified health, prescription, dental and\/or vision expenses.<\/span><\/p><p><span style=\"font-family: 'Arial',sans-serif\">At termination, you may move your HSA to a different HSA administrator or you may keep your HSA with the State of Wisconsin's HSA administrator. If you keep the funds with the State's administrator, a monthly administrative fee will automatically be deducted from your account.<\/span><\/p>                <\/div>\n    <\/div>\n<\/div>\n            <div class=\"panel panel-default \" id=\"panel_wisconsin-retirement-system-wrs\">\n    <div class=\"panel-heading\" id=\"heading_wisconsin-retirement-system-wrs\">\n        <h4 class=\"panel-title\"><button href=\"#wisconsin-retirement-system-wrs\" data-toggle=\"collapse\" class=\"collapsed panel-link\" aria-expanded=\"false\" aria-controls=\"wisconsin-retirement-system-wrs\">Wisconsin Retirement System (WRS)<\/button><\/h4>    <\/div>\n    <div id=\"wisconsin-retirement-system-wrs\" class=\"panel-collapse collapse\"  role=\"tabpanel\" aria-labelledby=\"heading_wisconsin-retirement-system-wrs\" role=\"region\">\n        <div class=\"panel-body copy\">            \n            \n        <p>If you end all Wisconsin Retirement System (WRS)-covered employment before minimum retirement age* or before you\u2019re vested** in the WRS, you may:<\/p><ul><li>Leave your money in the WRS to accumulate interest OR<\/li><li>Close your WRS account (<a href=\"https:\/\/etf.wi.gov\/publications\/et3101\/direct\" target=\"_blank\" rel=\"noopener\">Separation Benefit (ET-3101<\/a>): This means you are requesting payment of your employee contributions plus interest on those contributions. If you take a separation benefit, you will lose the employer contributions in your account. To request this, contact the <a href=\"http:\/\/etf.wi.gov\/contact.htm\" target=\"_blank\" rel=\"noopener\">Department of Employee Trust Funds<\/a>.<\/li><\/ul><p>It is generally in your best interest to leave your contributions in the WRS. If you take a separation benefit and later return to state employment, you must re-serve any waiting periods for benefits.<\/p><p>*Age 55 for most. Age 50 for the Protective WRS category (for example, law enforcement, fire fighters).<\/p><p>**If you were first covered by the WRS <strong>on or after July 1, 2011, <\/strong>you must have 5 years of WRS creditable service to be vested. If you were covered by the WRS <strong>prior to July 1, 2011 <\/strong>you are immediately vested.<\/p>                <\/div>\n    <\/div>\n<\/div>\n            <div class=\"panel panel-default \" id=\"panel_uw-403b-supplemental-retirement-program-srp\">\n    <div class=\"panel-heading\" id=\"heading_uw-403b-supplemental-retirement-program-srp\">\n        <h4 class=\"panel-title\"><button href=\"#uw-403b-supplemental-retirement-program-srp\" data-toggle=\"collapse\" class=\"collapsed panel-link\" aria-expanded=\"false\" aria-controls=\"uw-403b-supplemental-retirement-program-srp\">UW 403(b) Supplemental Retirement Program (SRP)<\/button><\/h4>    <\/div>\n    <div id=\"uw-403b-supplemental-retirement-program-srp\" class=\"panel-collapse collapse\"  role=\"tabpanel\" aria-labelledby=\"heading_uw-403b-supplemental-retirement-program-srp\" role=\"region\">\n        <div class=\"panel-body copy\">            \n            \n        <p>Contributions will end automatically on your last paycheck. Contact your <a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/ret\/tsa\/\" target=\"_blank\" rel=\"noopener\">recordkeeper(s)<\/a>\u00a0for information about your account and distribution options.<\/p>                <\/div>\n    <\/div>\n<\/div>\n            <div class=\"panel panel-default \" id=\"panel_wisconsin-deferred-compensation-wdc-457-program\">\n    <div class=\"panel-heading\" id=\"heading_wisconsin-deferred-compensation-wdc-457-program\">\n        <h4 class=\"panel-title\"><button href=\"#wisconsin-deferred-compensation-wdc-457-program\" data-toggle=\"collapse\" class=\"collapsed panel-link\" aria-expanded=\"false\" aria-controls=\"wisconsin-deferred-compensation-wdc-457-program\">Wisconsin Deferred Compensation (WDC) 457 Program<\/button><\/h4>    <\/div>\n    <div id=\"wisconsin-deferred-compensation-wdc-457-program\" class=\"panel-collapse collapse\"  role=\"tabpanel\" aria-labelledby=\"heading_wisconsin-deferred-compensation-wdc-457-program\" role=\"region\">\n        <div class=\"panel-body copy\">            \n            \n        <p>Contributions will end automatically on your last paycheck. Contact <a title=\"Wisconsin Deferred Compensation Program\" href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/ret\/wdc\/\" target=\"_blank\" rel=\"noopener\">Wisconsin Deferred Compensation<\/a> plan administrator, Empower, directly for information about your account and distribution options.<\/p>                <\/div>\n    <\/div>\n<\/div>\n            <div class=\"panel panel-default \" id=\"panel_leave-benefits\">\n    <div class=\"panel-heading\" id=\"heading_leave-benefits\">\n        <h4 class=\"panel-title\"><button href=\"#leave-benefits\" data-toggle=\"collapse\" class=\"collapsed panel-link\" aria-expanded=\"false\" aria-controls=\"leave-benefits\">Leave Benefits<\/button><\/h4>    <\/div>\n    <div id=\"leave-benefits\" class=\"panel-collapse collapse\"  role=\"tabpanel\" aria-labelledby=\"heading_leave-benefits\" role=\"region\">\n        <div class=\"panel-body copy\">            \n            \n        <p><strong>Vacation, Personal Holiday, Floating Legal Holiday, Banked Leave:<\/strong><\/p><p>Any remaining vacation, personal holiday, floating legal holiday, or banked leave hours that have been earned will be paid out on your last check or shortly after your termination.<\/p><p>You may be able to use some or all of your remaining earned leave to extend your time on payroll. Extending time on payroll is based on individual institution policy and requires coordination and approval with your <a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/hr\/contact\/\" target=\"_blank\" rel=\"noopener\">institution human resources<\/a>.<\/p><p>If vacation hours have been overused (used vacation hours granted but not yet earned) you will be required to repay the value of the overused hours.<\/p><p><strong>Sick Leave:<\/strong><\/p><p>Sick leave is not paid out when you terminate employment. Your sick leave will be lost unless:<\/p><ul><li>You return to a leave-earning position at the Universities of Wisconsin within your reinstatement period. If this occurs, your sick leave balance will be restored.<ul><li>Faculty, Academic Staff, or Limited Appointees \u2013<ul><li>Must return within 3 years to an Faculty, Academic Staff or Limited appointment; or<\/li><li>Must return within 5 years to a University Staff position.<\/li><\/ul><\/li><li>University Staff employees must return within 5 years to a leave-earning appointment.<\/li><\/ul><\/li><li>You have 20 years of Wisconsin Retirement System (WRS) creditable service. This makes you eligible to convert your sick leave to pay for health insurance premiums in retirement. See the <a title=\"Sick Leave Estimator\" href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/sick-leave-credit-conversion-program\/\" target=\"_blank\" rel=\"noopener\">Sick Leave Conversion Credit Program<\/a>\u00a0for more information.<\/li><\/ul>                <\/div>\n    <\/div>\n<\/div>\n            <div class=\"panel panel-default \" id=\"panel_employee-assistance-program\">\n    <div class=\"panel-heading\" id=\"heading_employee-assistance-program\">\n        <h4 class=\"panel-title\"><button href=\"#employee-assistance-program\" data-toggle=\"collapse\" class=\"collapsed panel-link\" aria-expanded=\"false\" aria-controls=\"employee-assistance-program\">Employee Assistance Program<\/button><\/h4>    <\/div>\n    <div id=\"employee-assistance-program\" class=\"panel-collapse collapse\"  role=\"tabpanel\" aria-labelledby=\"heading_employee-assistance-program\" role=\"region\">\n        <div class=\"panel-body copy\">            \n            \n        <p>Employee Assistance Program (EAP) benefits are available to you for 12 months following termination. Review the <a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/well-being\/eap\/\" target=\"_blank\" rel=\"noopener\">EAP web page<\/a>\u00a0for information on contacting the EAP provider.<\/p>                <\/div>\n    <\/div>\n<\/div>\n            \n    <\/div>\n<\/div>\n\n\n\n\t\t\t<\/div>\n\t\t\t<div class=\"cfct-module uwsa-rich-text\">\n\t\t\t\t<div class=\"cfct-mod-content copy\"><h2>Continuation &amp; Conversion Forms<\/h2>\n<p>A notice will be sent to you shortly after your last day. The notice outlines your continuation or conversion rights for the plans you were enrolled in at the time of termination. For information on continuing or converting coverage review the <a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/continuation-conversion\/\" target=\"_blank\" rel=\"noopener\">Continuation &amp; Conversion web page<\/a>.<\/p>\n<h2>Resources<\/h2>\n<p>If you are terminating due to retirement review the <a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/life-events\/empcha\/ret\/\" target=\"_blank\" rel=\"noopener\">Employment Changes \u2013 Retirement web page<\/a>.<\/p>\n<p>If you are transferring to another Universities of Wisconsin institution or State agency, refer to Employment Changes:<\/p>\n<ul>\n<li><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/empcha\/transferuw\/\" target=\"_blank\" rel=\"noopener\">Transfer to UW institution web page<\/a>\u00a0or<\/li>\n<li><a href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/empcha\/transferstate\/\" target=\"_blank\" rel=\"noopener\">Transfer to State Agency web page<\/a><\/li>\n<\/ul>\n<p>For information on accessing Workday after you terminate review <a href=\"https:\/\/kb.wisconsin.edu\/workday\/154480\" target=\"_blank\" rel=\"noopener\">Accessing and Managing Workday Data-Terminated Employees (KB 154480)<\/a>.<\/p>\n<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"cfct-module uwsa-callout\">\n\t\t\t\t<div class=\"cfct-mod-content callout standard grey-bg\">\n    <h4>Beneficiary Designations<\/h4><p>Remember to review and update your beneficiary designations when you have a life event to make sure that your benefits are paid according to your wishes. Benefit plans that have beneficiary designations include life insurance plans, retirement plans and the health savings account.<\/p>\n<p><a class=\"btn btn-primary btn-sm \" target=\"_blank\" role=\"button\" href=\"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/beneficiary\">For more information review the Beneficiary Information web page.<\/a><\/p><\/div>\n\n\t\t\t<\/div>\n\t\t\t<div class=\"cfct-module uwsa-rich-text\">\n\t\t\t\t<div class=\"cfct-mod-content copy\"><p><em>Every effort has been made to ensure this information is current and correct. Information on this page does not guarantee enrollment, benefits and\/or the ability to make changes to your benefits. <\/em><\/p>\n<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"cfct-module cfct-lastupdate\">\n\t\t\t\t<div class=\"listing-module\"><p><span class=\"item-date\">Updated: 03\/06\/2026<\/span><\/p><\/div>\n\t\t\t<\/div><\/div><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":20,"featured_media":0,"parent":63,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2338","page","type-page","status-publish","hentry","cfct-can-haz-build"],"_links":{"self":[{"href":"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/pages\/2338","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/comments?post=2338"}],"version-history":[{"count":35,"href":"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/pages\/2338\/revisions"}],"predecessor-version":[{"id":36914,"href":"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/pages\/2338\/revisions\/36914"}],"up":[{"embeddable":true,"href":"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/pages\/63"}],"wp:attachment":[{"href":"https:\/\/www.wisconsin.edu\/ohrwd\/benefits\/wp-json\/wp\/v2\/media?parent=2338"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}