If you get divorced, you need to take action to remove your ex-spouse and spouse’s children (e.g. your former step-children) from your benefit plans. You may also be able to enroll in certain benefit plans that offer an open enrollment if you lose comparable coverage under your ex-spouse’s benefit plans.

You must submit an application to remove your ex-spouse and former step-children from your benefit plans and/or enroll in a benefit plan for the first time within 30 days of your divorce.

Reminder: It’s important to notify your institution of any changes in your name, address, emergency contacts, and marital status.

Click on the benefit program below to see your options. Visit the Forms Page for all plan applications, forms, and brochures.

 

Coverage for your ex-spouse and step-children ends at the end of the month in which your divorce is finalized, or at the end of the month in which a Continuation-Conversion Notice (ET-2311) is provided to the ex-spouse, whichever is later.

Your institution's benefits office will send a Continuation-Conversion Notice to your ex-spouse at his/her last known address (which may be your address unless you notify your benefits office to send it to a different address), so it is important to let them know about your divorce and submit an application to remove your ex-spouse and step-children within 30 days after the date the divorce is finalized.

Your ex-spouse and step-children may continue coverage for 36 months by submitting a continuation form and application to the Department of Employee Trust Funds (ETF) within 60 days of the coverage end date or the receipt of a continuation form, whichever is later.

If you were covered by your ex-spouse’s health insurance, you may enroll (can only cover family members that lost coverage) within 30 days of losing your comparable coverage due to your divorce. Coverage is effective the date your other insurance terminates. Along with your health insurance application, you will need to provide the following documentation on letterhead from the previous insurer or former employer, dated and issued after termination of coverage. Materials providing prospective termination dates are not acceptable.

  • Who was covered (must list the name of the member who is requesting this special, late enrollment)
  • Name of health insurer
  • Subscriber number (and name)
  • Date coverage was terminated
  • Reason for cancellation (whether it was voluntary, such as due to non-payment of premium, vs. involuntary, such as due to job loss).

A COBRA notice is acceptable documentation if the coverage end date, covered individuals, and health plan are indicated. If loss of employer premium contributions is reason for coverage ending, a letter from the employer indicating they no longer contribute toward their employee's premium should be included.

Note: If enrolling in a High Deductible Health Plan, see HDHP/HSA.

Coverage for your ex-spouse and step-children ends at the end of the month in which your divorce is finalized, or at the end of the month in which a continuation notice is provided to the ex-spouse, whichever is later.

Your institution's benefits office will send a continuation notice to your ex-spouse at his/her last known address (which may be your address unless you notify your benefits office to send it to a different address), so it is important to let them know about your divorce and submit an application to remove your ex-spouse and step children within 30 days after the date the divorce is finalized.
 
Your ex-spouse and step-children may continue coverage for 36 months by submitting a continuation form and application to EPIC Life Insurance Company within 60 days of the coverage end date or the receipt of a continuation form, whichever is later.

You should review your beneficiary designation for the EPIC Benefits+ Accidental & Dismemberment (AD&D) benefit and update, if necessary.

Coverage for your ex-spouse and step-children ends at the end of the month in which your divorce is finalized, or at the end of the month in which a continuation notice is provided to the ex-spouse, whichever is later.

Your institution's benefits office will send a continuation notice to your ex-spouse at his/her last known address (which may be your address unless you notify your benefits office to send it to a different address), so it is important to let them know about your divorce and submit an application to remove your ex-spouse and step children within 30 days after the date the divorce is finalized.
 
Your ex-spouse and step-children may continue coverage for 36 months by submitting a continuation form and application to EPIC Life Insurance Company within 60 days of the coverage end date or the receipt of a continuation form, whichever is later.
 

If you were covered by your ex-spouse’s comparable dental insurance, you may enroll (can only cover family members that lost coverage) within 30 days of losing your comparable coverage due to your divorce. Coverage is effective the date your other insurance terminates. You will need to provide documentation of the loss of the other comparable coverage.

Coverage for your ex-spouse and step-children ends at the end of the month in which your divorce is finalized, or at the end of the month in which a continuation notice is provided to the ex-spouse, whichever is later.

Your institution's benefits office will send a continuation notice to your ex-spouse at his/her last known address (which may be your address unless you notify your benefits office to send it to a different address), so it is important to let them know about your divorce and submit an application to remove your ex-spouse and step children within 30 days after the date the divorce is finalized.
 
Your ex-spouse and step-children may continue coverage for 36 months by submitting a continuation form and application to VSP within 60 days of the coverage end date or the receipt of a continuation form, whichever is later.
 
If you were covered by your ex-spouse’s comparable vision insurance, you may enroll (can only cover family members that lost coverage) within 30 days of losing your comparable coverage due to your divorce. Coverage is effective the date your other insurance terminates. You will need to provide documentation of the loss of the other comparable coverage.

Coverage for your ex-spouse and step-children ends on the date your divorce is finalized.

If you have Spouse/Domestic Partner/Dependent coverage, and your ex-spouse and step-children were your last eligible dependents (you do not have any other eligible children of your own), you should submit an application to cancel Spouse/Domestic Partner/Dependent coverage within 30 days of your divorce.

Your ex-spouse and step-children may convert coverage to an individual whole life insurance policy known as Secure Protector Whole Life policy by submitting a conversion form to Securian within 31 days of the coverage end date. You can also contact your institution's benefits office for a conversion form.

You should review your beneficiary designation and update, if necessary.

Coverage for your ex-spouse and step-children ends on the date your divorce is finalized.

If enrolled in Spouse/Domestic Partner coverage, you should submit an application to cancel coverage within 30 days of your divorce.

If enrolled in Child coverage, and your step-children are your last eligible children, you should submit an application to cancel Child coverage within 30 days of your divorce.

Your ex-spouse and step-children may convert coverage to an individual whole life insurance policy known as Secure Protector Whole Life policy by submitting a conversion form to Securian within 31 days of the coverage end date. You can also contact your institution's benefits office for a conversion form.

You should review your beneficiary designation and update, if necessary.

This plan offers employee-only coverage and is not affected by divorce.

You should review your beneficiary designation and update, if necessary.

This plan offers employee-only coverage and is not affected by divorce.

You should review your beneficiary designation and update, if necessary.

Coverage for your ex-spouse and step-children ends on the date your divorce is finalized.

If you have Family coverage, and your ex-spouse and step-children were your last eligible dependents (you do not have any other eligible children of your own), you should submit an application to change to Employee Only Coverage.

Your ex-spouse and step-children may convert coverage to an individual policy by contacting Zurich American Insurance Company at 1-800-834-1959 (reference UW System Policy # GTU-8364005) within 60 days of the coverage end date.

You should review your beneficiary designation and update, if necessary.

This plan offers employee-only coverage and is not affected by divorce.

You may take the following actions within 30 days of the date of your divorce. Action must be consistent with the qualifying event.

  • Enroll in a Health Care FSA if you lost coverage under your ex-spouse's plan
  • Enroll in a Dependent Day Care FSA to accommodate newly-eligible dependent if you lost coverage under your ex-spouse's Dependent Care FSA plan
  • Increase, decrease or cancel your Health Care and/or Dependent Day Care FSA election (if already enrolled)

You must submit a Change of Election Form within 30 days of your divorce to your institution's benefits office to enroll in or change your election under one or both of the plans. If you enroll, coverage is effective on the first of the month on or following your divorce.

Your HSA can be included in your divorce settlement.

If you enroll in a High Deductible Health Plan (for health insurance) due to losing coverage under your ex-spouse's health insurance plan, you are required to also enroll in the Health Savings Account. Submit the HSA enrollment form along with the State Group Health application to your institution's benefits office within 30 days of losing coverage. Note that there are special eligibility requirements to enroll in the High Deductible Health Plan. See HDHP/HSA for more information.

You can make changes to your contributions at any time.

You should review your beneficiary designation and update, if necessary.

Your TSA account can be included in your divorce settlement if the court issues a Qualified Domestic Relations Order (QDRO) that is acceptable to your TSA investment company.

You can enroll in or make changes at any time.

You should review your beneficiary designation(s) and update, if necessary.

Your Wisconsin Deferred Compensation account can be included in your divorce settlement if the court issues a Qualified Domestic Relations Order (QDRO) that is acceptable to Wisconsin Deferred Compensation.

You can enroll in or make changes at any time.

You should review your beneficiary designation and update, if necessary.

Your WRS account can be included in your divorce settlement if the court issues a Qualified Domestic Relations Order (QDRO) directing the Department of Employee Trust Funds to divide your account and your creditable service (up to 50%). For more information, see How Divorce Can Affect Your WRS Account.

You should review your beneficiary designation and update, if necessary.

You should review your tax withholding exemptions and update, if necessary.

Every effort has been made to ensure this information is current and correct. This page does not guarantee enrollment or the ability to make changes to your benefits.