Child eligibility rules vary by benefit plan. Once your child is no longer considered your dependent for benefit purposes, you need to take action to remove your child from your plans.
You must submit an application to remove your child from your benefits within 30 days of the loss of eligibility. Submit completed applications to your benefits contact.
Review the information below to see when your child loses eligibility, how to remove the child from your benefits and what options are available for your child to continue or convert coverage.
Review the Forms & Resources web page for plan applications, forms, and brochures.
Coverage for your child ends at the end of the month in which they turn 26 years old.
You will be notified up to 3 months in advance of your child losing eligibility for this plan. Your child will automatically be removed from your plan at the end of the month in which they turn 26.
Your child may continue coverage for up to 36 months by submitting the continuation notice and application to the Department of Employee Trust Funds (ETF) within 60 days of the coverage end date or the receipt of continuation notice, whichever is later. You will receive a continuation notice from UW-Shared Services, Service Operations. Contact UW-Shared Services, Service Operations at serviceoperations@support.wisconsin.edu or (888) 298-0141 (7:45-4:30 p.m. Monday-Friday) if you do not receive one.
If your child is disabled when coverage would otherwise end, your child may remain an eligible dependent. Contact your health insurance plan carrier for more information.
Coverage for your child ends at the end of the month in which they turn 26 years old.
You will be notified up to 3 months in advance of your child losing eligibility. Your child will automatically be removed from your plan at the end of the month in which they turn 26.
Your child may continue coverage for up to 36 months by submitting a continuation notice and application to Delta Dental within 60 days of the coverage end date or the receipt of continuation notice, whichever is later. You will receive a continuation notice from UW-Shared Services, Service Operations. Contact UW-Shared Services, Service Operations at serviceoperations@support.wisconsin.edu or (888) 298-0141 (7:45-4:30 p.m. Monday-Friday) if you do not receive one.
If your child is disabled when coverage would otherwise end, your child may remain an eligible dependent. Contact Delta Dental for more information.
Coverage for your child ends at the end of the month in which they turn 26 years old.
You will be notified up to 3 months in advance of your child losing eligibility for this plan. Your child will automatically be removed from your plan at the end of the month in which they turn 26 years old.
Your child may continue coverage for up to 36 months by submitting a continuation notice and application to the vision insurance carrier (DeltaVision) within 60 days of the coverage end date or the receipt of continuation notice, whichever is later. You will receive a continuation notice from UW-Shared Services, Service Operations. Contact UW-Shared Services, Service Operations at serviceoperations@support.wisconsin.edu or (888) 298-0141 (7:45-4:30 p.m. Monday-Friday) if you do not receive one.
If your child is disabled when coverage would otherwise end, your child may remain an eligible dependent. Contact DeltaVision for more information.
Coverage for your child ends at the end of the month in which they turn 26 years old.
If you have Spouse and Dependent coverage and this child was your last eligible dependent (you do not have a spouse or other eligible children), submit an application to cancel Spouse and Dependent coverage within 30 days of the loss of eligibility. The change to your coverage will be effective the first of the month following your child’s loss of eligibility.
Your child may convert coverage to an individual whole life insurance policy by submitting a conversion application to Securian within 31 days of the coverage end date. You can contact UW-Shared Services, Service Operations at serviceoperations@support.wisconsin.edu or (888) 298-0141 (7:45-4:30 p.m. Monday-Friday) for a conversion application.
If your child is disabled when coverage would otherwise end, your child may remain an eligible dependent. Contact Securian for more information.
Review your beneficiary designation and update, if necessary.
Coverage for your child ends at the earliest of the following dates:
- End of the month in which the child marries, or
- End of the year in which the child is no longer dependent upon you for at least 50% of their financial support, or
- End of the year in which the child turns age 25.
If enrolled in Child coverage, and this child is your last eligible child, submit an application to cancel Child coverage within 30 days of their loss of eligibility. The change to your coverage will be effective the first of the month following loss of eligibility.
Your child may convert coverage to an individual whole life insurance policy by submitting a conversion application to Securian within 31 days of the coverage end date. You can contact UW-Shared Services, Service Operations at serviceoperations@support.wisconsin.edu or (888) 298-0141 (7:45-4:30 p.m. Monday-Friday) for a conversion application.
Review your beneficiary designation and update, if necessary.
Not applicable as this plan only offers employee coverage.
Review your beneficiary designation and update, if necessary.
Not applicable as this plan only offers employee coverage.
Review your beneficiary designation and update, if necessary.
Coverage for your child ends at the earliest of the following dates:
- End of the month in which the child marries, or
- End of the year in which the child is no longer dependent upon you for at least 50% of their financial support, or
- End of the year in which the child turns age 19 (or age 25 if full-time student).
If you have Family coverage and this child was your last eligible dependent (you do not have a spouse, domestic partner or other eligible children), submit an application to change to Employee Only Coverage.
Your child may convert coverage to an individual policy by contacting Zurich American Insurance Company at (888) 634-6780 (reference UW System Policy # GTU-8364005) within 60 days of the coverage end date. You can contact UW-Shared Services, Service Operations at serviceoperations@support.wisconsin.edu or (888) 298-0141 (7:45-4:30 p.m. Monday-Friday) for a conversion application.
Review your beneficiary designation and update, if necessary.
Coverage for your child ends at the end of the month in which they turn 26 years old.
You will be notified up to 3 months in advance of your child losing eligibility for this plan. Your child will automatically be removed from your plan at the end of the month in which they turn 26.
Your child may continue coverage for up to 36 months by submitting a portability form and application to Securian within 60 days of the coverage end date or the receipt of continuation notice, whichever is later. You will receive a continuation notice from UW-Shared Services, Service Operations. Contact UW-Shared Services, Service Operations at serviceoperations@support.wisconsin.edu or (888) 298-0141 (7:45-4:30 p.m. Monday-Friday) if you do not receive one.
Not applicable as this plan only offers employee coverage.
Health care FSA/ Limited Purpose Flexible Spending Account (FSA)
Eligible expenses must be incurred by your adult child(ren) by the end of the year in which they turn 26.
Dependent Day Care Flexible Spending Account (FSA)
Day care expenses for children under age 13 are eligible for reimbursement (under age 14 for the 2021 plan year only).
You may decrease or cancel your Health Care and/or Dependent Day Care FSA election within 30 days of no longer being able to claim expenses related to your child(ren). You must submit a Change of Election form to your institution benefits contact to cancel or change your election.
Your adult children must meet the IRS' definition of a qualifying child or qualifying relative in order for their expenses to be considered eligible for reimbursement. This generally means that they need to be a tax dependent.
You can make changes to the contributions that come out of your paycheck at any time.
Review your beneficiary designation and update, if necessary.
Review your beneficiary designation and update, if necessary.
You can enroll in or make changes at any time.
Review your beneficiary designation(s) and update, if necessary.
You can enroll in or make changes at any time.
Review your beneficiary designation and update, if necessary.
Review your tax withholding exemptions and update, if necessary. For information review the Update Federal and/or State W4 Tipsheet.
Beneficiary Designations
Remember to review and update your beneficiary designations when you have a life event to make sure that your benefits are paid according to your wishes. Benefit plans that have beneficiary designations include life insurance plans, retirement plans and the health savings account.
For more information review the Beneficiary Information web page.
Every effort has been made to ensure this information is current and correct. Information on this page does not guarantee enrollment, benefits and/or the ability to make changes to your benefits.
Updated: 04/11/2024